Are You Tired of Creditor Harassment in Wisconsin?
If you are behind on your bills, you are probably getting bombarded by unwelcome phone calls at home and at work. Creditors may also be using other harassment techniques such as threatening letters, coming to your home or calling your family members.
By hiring an attorney for debt relief assistance, it immediately becomes illegal for collectors to harass you for payment.
If you are at your wit's end and want to stop the harassment now, contact me at 920-264-9725 for a free consultation. I will immediately get to work notifying the creditors that you are now protected from harassment.
Stop Collection Calls
As soon as you hire an attorney, it becomes illegal for certain creditors to contact you for collections. You will immediately be protected from harassment under the Fair Debt Collection Practices Act (FDCPA). The act prevents collectors of debts from further collections activities, including:
- Credit card collections
- Payday loan collections
- Student loan collections
- Medical bill collections
Stop Wage Garnishment
Filing for bankruptcy can prevent wage garnishment. If the garnishment has not begun before your case is filed, then the bankruptcy will prevent the garnishment from beginning at all. If the garnishment starts before your case is filed, then the garnishment will stop immediately after your case is filed.
Stop Utility Shut-Offs
Like wage garnishments, utility shut-offs can be prevented or service reinstated by filing a bankruptcy petition. However, the bankruptcy code permits utility companies to demand a security deposit, which is often equal to two or three months' worth of peak service bills, to be paid within 20 days of filing for bankruptcy.
At the Holbus Law Office, I also proactively deal with stay and discharge violations for my clients.
Relief From Harassment Through Bankruptcy
An attorney can also help stop wage garnishments, foreclosure and repossession. Filing for bankruptcy protection, or Chapter 128, is the most effective way to stop collections calls and make a fresh financial start.
Contact me online or call my law office in Green Bay at 920-264-9725 to schedule a free consultation. An experienced bankruptcy lawyer could be the answer to your problems.
