Avoid Foreclosure: Chapter 13 Can Work for You
Many people are relieved to find out that filing for Chapter 13 bankruptcy can prevent them from losing their homes. As soon as you file, creditors can no longer garnish your wages or go after your property.
At the Holbus Law Office, I have dedicated my career to preventing foreclosures and making Chapter 13 bankruptcy work for my clients in Green Bay and throughout northeast Wisconsin. Contact me at 920-264-9725 for a free initial consultation today.
Chapter 13 Bankruptcy Defined
When you file for Chapter 13 bankruptcy, you will set up an affordable three to five-year plan for repaying your debts. Depending on the classification of your debts, some may only be paid a fraction of what you owe, and almost all debts are paid without additional interest.
Remember, legal issues are contextual. Always talk to a knowledgeable bankruptcy lawyer about your specific circumstances.
What Chapter 13 Bankruptcy Offers
Chapter 13 bankruptcy can effectively resolve many of your financial issues, several of which Chapter 7 cannot. Filing for Chapter 13 can:
- Provide debt relief for people who have already filed bankruptcy
- Stop foreclosure
- Stop repossession of vehicles and other personal property
- Protect loan cosigners
- Stop creditor harassment
- Stop wage garnishment
Who Qualifies for Chapter 13?
If you have a regular source of income, you can qualify for Chapter 13 bankruptcy. Many of my clients are gainfully employed but struggling to meet their obligations. Contact an attorney who is dedicated to making Chapter 13 work for you. Call my law office at 920-264-9725 or complete the online form.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

