The Wisconsin Bankruptcy Alternative: Chapter 128
If you are facing temporary financial difficulties in Wisconsin, take a deep breath and don't panic. Our state has a unique debt relief option available for people in your exact situation. Contact me at the Holbus Law Office in Green Bay at 920-264-9725 to learn more about Wisconsin's bankruptcy alternative, Chapter 128, in a free consultation.
What is Chapter 128 Debt Relief?
Chapter 128 is a law that allows Wisconsin residents to pay back their unsecured debts such as credit card debt, outstanding medical bills, delinquent utility bills and personal or payday loans, in full over a three-year period with no interest.
With the assistance of a skilled attorney, filing for Chapter 128 can be a much cheaper and simpler process than filing for Chapter 13. In the right circumstances, it can be more cost-effective than bankruptcy.
As in any debt relief method, it's best to consult with a knowledgeable lawyer to make sure this bankruptcy alternative makes financial sense for you.
Who Qualifies for Chapter 128?
Any resident of the state of Wisconsin can qualify for the substantial advantages offered by Wisconsin's Chapter 128 law. Chapter 128 is cheaper than Chapter 13, and the qualification requirements are less stringent, but fewer protections are available. At the Holbus Law Office, I will first analyze your financial situation and let you know whether Chapter 128 or a federal bankruptcy is the right option for you.
Call my law firm at 920-264-9725 to learn more about this bankruptcy alternative or contact me online. I look forward to meeting with you during a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
